Saturday, January 15, 2011

Takaful Plan from PruBSN is the Greatest Gift You Can Give Your Family - Part 5

Go ahead, and buy your perfect gift from PruBSN Takaful

1. Death or sickness is inevitable. There is no way around it, but to prepare for it. Even someone with very modest means can afford to give their family the greatest gift, and make certain that death or sickness does not wreak havoc in their lives, but leave them to handle their grief in a quiet, dignified manner.

2. Prudential BSN Takaful Berhad (PruBSN) is a leader in providing Takaful solution in Malaysia. PruBSN was formed from the partnership of Prudential Holdings (Prudential) and Bank Simpanan Nasional (BSN), two financially strong companies in their respective fields of expertise. In early 2006, PruBSN received the approval from Bank Negara to operate a Takaful business.

3. The partnership provides a solid structure for PruBSN in view of Prudential Assurance's strength in agency distribution as well as BSN's impressive corporate presence. The strong branding and identity of the two companies have created a vast opportunity for PruBSN to accelerate the growth of the Takaful industry in the country.

4. PruBSN's vision is to be a world-class Shariah-compliant financial solutions provider. We would also like to instil the importance of family values and the spirit of togetherness amongst our employees, partners and customers because at PruBSN, We Understand, We Care.



(Source: adapted from - http://EzineArticles.com/?expert=Denise_M & https://www.prubsn.com.my/accounts/prubsn/content.php?p=13)

Takaful Plan from PruBSN is the Greatest Gift You Can Give Your Family - Part 4

How to make the greatest gift perfect in every way

1. A gift is always given with the intention that it will not only be appreciated, but also used well. When you give your family a Takaful plan, you would want it to be optimally used. Your family can do this only if the level of protection in your Takaful plan is able to adequately cover all the expenses for which you meant it to be used.

2. Did you intend your critical ilness or death benefit to be used to replace your income? In that case, you will need to sit down and calculate not just a projection of your current expenses and savings, but also all those 'new' expenses that will arise from your death. If you currently take care of the plumbing, baby sit the kids on weekends while your spouse goes to a meeting, or handle all the accounts yourself, after your sickness, disability or death your family will have to "pay" for these services and hire a plumber, a baby sitter on weekends, and an accountant.

3. Make sure your Takaful plan takes these little things and inflation into consideration. As a PruBSN consultant, I'm available to help you with the calculations.


(Source: adapted from - http://EzineArticles.com/?expert=Denise_M & https://www.prubsn.com.my/accounts/prubsn/content.php?p=13)

Takaful Plan from PruBSN is the Greatest Gift You Can Give Your Family - Part 3

PruBSN is the best place to shop for the greatest gift

1. While the perfect gift should be easy to receive, it should be easy for you to obtain it too. Takaful plan shopping can actually be quick, easy and hassle-free. You can skip going to lots of agents from various companies because you will be overwhelmed, and you will be forced to choose from among them. Gifts are best bought from a place where you have the widest variety of choices, and so also with Takaful plans.

2. PruBSN Takaful will give you a wider choice of 'gifts'. It has various products that will match your unique individual needs to the plans that will best address them. As a PruBSN consultant, I can also give you comparison for PruBSN Takaful plan quotes that best suit your requirements via email or SMS, and if you are still confused, I will meet with you to help you make your choice, with honest, unbiased advice.




(Source: adapted from - http://EzineArticles.com/?expert=Denise_M & https://www.prubsn.com.my/accounts/prubsn/content.php?p=13)

Takaful Plan from PruBSN is the Greatest Gift You Can Give Your Family - Part 2

Make the gift perfect with a PruBSN Takaful plan

1. Just as you would spend many hours hunting around for a special gift for your loved ones, so you should spend time selecting the best Takaful plan. How can you do this? There are many kinds of Takaful plans available in the market. Some of them are quite expensive and complicated. If you are looking for the most comprehensive way to get protection however, PruBSN Takaful plan is the one you should opt for.

2. Besides being comprehensive, with a PruBSN Takaful plan your family will have no trouble claiming critical illness benefits when you are sick or death benefits when you are gone. Comparatively, claims for other companies' Takaful plans and conventional insurance policies can be complicated to work out. When your family has enough to deal with during the most difficult time of their lives, filing for a complicated claim would wear them out.

3. Make it simple and easy for them. After all, it's a gift, and it has to come to them as easily as possible. The procedure to file claims for PruBSN Takaful plan is simple, quick and easy, perfect for a gift!

(Source: adapted from - http://EzineArticles.com/?expert=Denise_M & https://www.prubsn.com.my/accounts/prubsn/content.php?p=13)

Takaful Plan from PruBSN is the Greatest Gift You Can Give Your Family - Part1

1. The greatest gift you can give to your family won't be delivered in an attractive package, and may not be received with the same amount of enthusiasm that other gifts may be greeted with. At best, you may be able to place it in an attractive envelope and hand it over. No matter what the occasion, Takaful plan is the greatest gift you can give your family.

2. Your family may be taken aback, and sentiments may be upset with a gift as profound as a Takaful plan. After all, it is a painful reminder that when it is time for them to use the gift, you are sick or disabled or even worst you won't be around. Yet, nothing can take away the fact that it is the greatest gift you can leave your family with, and they will soon appreciate the selfless sentiment and abounding love behind this unique gift.

3. When you sick, disabled or die, your family will be no doubt devastated. Coming to grips with having to deal with your sickness or disability or lost you forever, they have to also think about carrying on with their lives, the best they can. Worse still is the prospect of dealing with the finances, the most pressing issue, especially if you happened to be the family's breadwinner.

4. There is only one way in which you can make your presence felt at this crucial time in their lives, even though you are sick, disabled or gone. There is only one way you can prepare to still help your family, even after death. Your Takaful plan will be a lasting reminder of your love for them, and help them as they come to terms with accepting life without you by their side.



(Source: adapted from - http://EzineArticles.com/?expert=Denise_M & https://www.prubsn.com.my/accounts/prubsn/content.php?p=13)